Your policy wording and Insurance Product Information Document (IPID) will confirm the underwriter of your travel insurance policy. Please select the relevant insurer below to view the FAQ information that applies to your policy.
The following FAQ provides information about travel insurance policies underwritten by Inter Partner Assistance S.A. If your policy wording and IPID confirm that Inter Partner Assistance S.A. is your insurer, this FAQ information is relevant to your policy.
We continue to provide cover for mothers under our policies. However, we will not provide cover under 'Section 2 Emergency Medical and other Expenses' for any claim arising from a complication of pregnancy that arose prior to departing on a trip, normal pregnancy, childbirth, or travelling when a medical practitioner has recorded a pregnancy as high risk or being at a heightened risk of premature birth at any time.
Where cover is provided under 'Section 2 Emergency Medical and other Expenses', our policies contain limitations for infants born abroad and full details are provided within the policy wording.
It is important that the treating midwife or doctor is happy that the person in question is fit to travel, taking into consideration where they are travelling to, the method of transport to be used to reach the destination, and any transport methods intended to be used during the trip, prior to booking the trip and/or insurance policy.
Please ensure that enquiries are undertaken with the chosen carrier (for example, the airline or cruise company) to make sure that the pregnancy falls within their acceptance criteria, based on the expected delivery date, before booking a trip, as these may vary.
Definition:
Complication of pregnancy - means the following unforeseen complications of pregnancy as certified by a medical practitioner: toxaemia; gestational hypertension; pre-eclampsia; ectopic pregnancy; hydatidiform mole (molar pregnancy); hyperemesis gravidarum; ante partum haemorrhage; placental abruption; placenta praevia; post-partum haemorrhage; retained placenta membrane; miscarriage; stillbirths; medically necessary emergency Caesarean sections/medically necessary termination; and any premature births or threatened early labour more than 8 weeks (or 16 weeks in the case of a multiple pregnancy) prior to the expected delivery date.
The following FAQ provides information about travel insurance policies underwritten by AWP P&C S.A., which is part of the Allianz Group. If your policy wording and IPID confirm that AWP P&C S.A. is your insurer, this FAQ information is relevant to your policy.
Pregnancy is not considered a medical condition under our travel insurance policies, and does not need to be included as part of the medical declaration during policy purchase. To meet the usual eligibility for our travel insurance coverage, the expectation would be that at the time of taking out the insurance policy or booking a trip (whichever is the latter), you are fit to travel and unaware of any reason that could reasonably cause you to cancel, cut short a trip or make a claim.
From a policy terms and conditions perspective, all our policies provide cover for pregnant travellers under the usual terms and conditions of the insurance. For example cover is in place for you if while on your trip abroad, you have a sudden, unexpected illness, injury or medical condition that could cause serious harm if it is not treated before your return home.
We would suggest that you seek advice from your midwife or doctor on the suitability of travel taking into consideration the intended travel area and ensure that you travel within the chosen transport carrier’s guidelines (which may differ between singular and multiple pregnancies)
If you have purchased a Coverwise policy and the health of a pregnant traveller changes before your trip, please call our Sales and Service team on 01903 255 650 to discuss your options. Our normal office opening hours are 9am to 6pm on Monday to Friday and 9am to 2pm on Saturday.
Please note that, as travel insurance is designed to cover sudden, unexpected events, there is no cover for normal, complication-free pregnancy and childbirth.