Frequently Asked Questions


What age restrictions apply to Coverwise travel insurance policies?


Area codes
Maximum Age Relative to Travel Area

Area 3 (Single Trip Only) United Kingdom


United Kingdom means England, Scotland, Wales, Northern Ireland, The Isle of Man and the Channel Islands.


(Area 3 is not available as a standalone Annual Multi- Trip policy)

Age at purchase date - Single trip –

Standard and Bronze – 75

Silver – 75

Gold - 75

Platinum - 75

Area 4 Europe (Single and Annual Multi-Trip policies)


Europe means all countries to the west of the Ural Mountains, islands in the Mediterranean, Morocco, Algeria, Tunisia, Turkey, the Canary Islands, Madeira, the Azores, Iceland and Egypt.


A European Single or Annual Multi-Trip policy includes all countries covered by Areas 3 and 4

Age at purchase date - Single trip –

Standard and Bronze – 75

Silver – 75

Gold - 75

Platinum - 75

Age at policy start date – Annual Multi Trip –

Standard and Bronze – 65

Silver – 65

Gold - 65

Platinum - 65

Area 5 (Single Trip Only) Australia and New Zealand


Australia and New Zealand means all states in Australia and New Zealand (North and South Island)


(Area 5 is not available as a standalone Annual Multi-Trip policy and provides cover for Australia and New Zealand only)

Age at purchase date - Single trip –

Standard and Bronze – 75

Silver – 75

Gold - 75

Platinum - 75

Area 6 (Single and Annual Multi-Trip policies)


Worldwide (exc. USA, Canada and Caribbean) means any country excluding the USA, Canada and the Caribbean.


A Worldwide (exc. USA, Canada and the Caribbean) Single or Annual Multi-Trip policy includes all countries covered by Areas 3, 4, 5 and 6.

Age at purchase date - Single trip –

Standard and Bronze – 75

Silver – 75

Gold - 75

Platinum - 75

Age at policy start date – Annual Multi Trip –

Standard and Bronze – 65

Silver – 65

Gold - 65

Platinum - 65

Area 7 (Single and Annual Multi-Trip policies)


Worldwide, (inc. USA, Canada and Caribbean) means any country in the world.


A Worldwide, (inc, USA, Canada and the Caribbean) Single or Annual Multi-Trip policy includes all countries covered by Areas 3, 4, 5, 6 and 7.

Age at purchase date - Single trip –

Standard and Bronze – 75

Silver – 75

Gold - 75

Platinum - 75

Age at policy start date – Annual Multi Trip –

Standard and Bronze – 65

Silver – 65

Gold - 65

Platinum - 65