Frequently Asked Questions


Are my personal belongings covered on a new for old basis?


Cover is provided for your baggage as standard under all Coverwise travel insurance policies.


  • Standard - £1,000
  • Bronze - £1,500
  • Silver - £1,500
  • Gold - £2,000
  • Platinum £3,500

In the event of a claim for a total loss, the amount payable would be at today’s prices less a deduction for wear, tear and depreciation (loss of value), or we may replace, reinstate or repair the lost or damaged baggage.


The claims unit will also ask you for evidence of ownership or purchase to support your claim.


Each policy contains a limit for any one single article, pair or set and a limit for valuables in total. Please click on the following link to view the list of belongings classed as valuables.

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