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Coverwise pre-existing medical conditions cover
Pre-existing medical conditions cover

Pre-existing medical conditions


Having a medical condition such as high blood pressure, asthma or diabetes doesn’t mean you can’t enjoy the full benefits of travel, but it’s important to make sure you have the right insurance in place.


We can offer cover for a wide range of pre-existing medical conditions, subject to a brief assessment for each traveller you wish to insure during our sales process, either online or by telephone.


Telling us about all relevant conditions during our quick and easy medical questionnaire will help ensure you have the right cover in place for your specific needs. Otherwise, there’s a risk you might not be protected if you have a problem while you’re travelling.


As soon as your insurance is issued, we’ll send you an email with a medical declaration to confirm you’re fully covered should anything happen on your travels relating to the conditions you declared.


For more information about the medical cover we can offer, please visit the Health section of our FAQ.


Money Helper - Medical Directory


If you have or have had a serious pre-existing medical condition that Coverwise cannot offer cover for, Money Helper (provided by HM Government) can help you find specialist cover through their Medical Directory.


You can access the directory:

  • online through the Money Helper website
  • by phone on 0800 138 7777 - calls are free and lines are open Monday to Friday, 8am to 6pm


Coverwise Limited is an independent Insurance Intermediary authorised and regulated by the Financial Services Commission. FSC Registration Number: FSC1107B.

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