Frequently Asked Questions

Does my policy provide cover for computers and IT equipment?

All of our travel Insurance policies provide cover for valuables as standard under the Baggage section, which includes electronic items such as:

  • Cameras and camcorders
  • Computer games and associated equipment
  • Headphones
  • MP3 and MP4 players
  • Photographic, audio, video, computer, television and telecommunications equipment (excluding mobile phones)
  • Portable satellite navigation systems
  • Watches

The Baggage section of our travel insurance policy wordings contains a limit for any one single article, pair or set, and a limit for valuables in total.

Our Gadget cover optional add-on can provide a greater level of protection for your gadgets during your trip, including mobile phones (which are not covered as standard under the Baggage section).

You can find a full list of gadget criteria in the Gadget cover section of our travel insurance policy wordings. Your policy schedule will confirm if you opted to include Gadget cover when your policy was purchased.