Annual Multi-Trip Insurance
Travel insurance for multiple trips throughout the year, with a choice of cover levels to suit different travel plans and budgets.
If you travel more than once a year, Annual Multi-Trip insurance can be a convenient way to arrange cover for multiple holidays or business trips under one policy.
Our Annual Multi-Trip policies last 12 months and cover an unlimited number of eligible trips during that period, as long as each trip is within the maximum trip length for the cover level you choose.
How long can each trip be covered for?
The maximum length for each trip depends on your level of cover:
- Standard Plus and Bronze - up to 24 days per trip
- Silver Plus, Gold, and Platinum - up to 31 days per trip
- Winter Sports trips (if you choose to include Winter Sports cover) - up to 17 days per trip
If a trip is longer than the permitted limit, cover will not apply for the extra days.
What's covered?
All our Annual Multi-Trip policies include cover for:
- Cancelling your trip before you travel
- Cutting short your trip and returning home early
- Emergency medical treatment and repatriation costs abroad (including access to a 24-hour Emergency Medical Assistance Service)
- Travel delays and disruption
- Missed departure
- Lost, stolen, damaged, or delayed baggage
- Loss of personal money and important travel documents
- Personal liability
- Personal accident benefits
- Legal expenses
When purchasing your policy, you can also choose optional cover for:
- Gadget protection for mobile phones, tablets, laptops, and other portable electronic devices
- Winter Sports for ski and snowboarding holidays
Choose the level of cover that's right for you
We offer five levels of Annual Multi-Trip cover:
- Standard Plus
- Bronze
- Silver Plus
- Gold
- Platinum
Each level has different benefit limits and excess amounts. When choosing a policy, consider the number of trips you plan to take, the value of your travel, accommodation and the baggage you are taking with you, and any optional cover you may need.
Before purchasing, we recommend reviewing the cover limits, exclusions, and policy documents to ensure you select the level of cover that best meets your needs.
Important information
Our travel insurance is designed for permanent residents of the United Kingdom who are registered with a UK medical practitioner.
You must declare any pre-existing medical conditions for all travellers you wish to insure. Failure to provide accurate and complete information may affect your cover and any future claim.
Coverwise Limited is an independent Insurance Intermediary authorised and regulated by the Financial Services Commission. FSC Registration Number: FSC1107B.