Trip Limits/Age Restrictions


We are unable to provide a policy with the selected, age, travel area and trip duration combination. Please see the table below, together with our travel area definitions for further information.


If we are still unable to offer a suitable alternative by changing your required criteria (for example selecting a single trip policy rather than an annual multi trip policy) then please use the following link to the British Insurance Brokers Association (BIBA) who may be able to assist in providing an appropriate quotation www.biba.org.uk/ConsumerHome.aspx.



Standard/Bronze
Age Limits
Trip Limits
Single Trip
Annual Multi Trip
Single Trip
Annual Multi Trip
All areas = 75
All areas = 65
31 days
24 days
Silver
Age Limits
Trip Limits
Single Trip
Annual Multi Trip
Single Trip
Annual Multi Trip
All areas = 75
All areas = 65
60 days (31 for 61+)
31 days
Gold
Age Limits
Trip Limits
Single Trip
Annual Multi Trip
Single Trip
Annual Multi Trip
All areas = 75
All areas = 65
90 days (31 for 61+)
31 days
Platinum
Age Limits
Trip Limits
Single Trip
Annual Multi Trip
Single Trip
Annual Multi Trip
All areas = 75
All areas = 65
90 days (31 for 61+)
31 days

Coverwise Travel Area Codes
Area 3 (Single Trip Only) United Kingdom

United Kingdom means England, Scotland, Wales, Northern Ireland, The Isle of Man and the Channel Islands.

(Area 3 is not available as a standalone Annual Multi- Trip policy)

Area 4 Europe (Single and Annual Multi-Trip policies)

Europe means all countries to the west of the Ural Mountains, islands in the Mediterranean, Morocco, Algeria, Tunisia, Turkey, the Canary Islands, Madeira, the Azores, Iceland and Egypt.

A European Single or Annual Multi-Trip policy includes all countries covered by Areas 3 and 4

Area 5 (Single Trip Only) Australia and New Zealand

Australia and New Zealand means all states in Australia and New Zealand (North and South Island)

(Area 5 is not available as a standalone Annual Multi-Trip policy and provides cover for Australia and New Zealand only)

Area 6 (Single and Annual Multi-Trip policies)

Worldwide (exc. USA, Canada and Caribbean) means any country excluding the USA, Canada and the Caribbean.

A Worldwide (exc. USA, Canada and the Caribbean) Single or Annual Multi-Trip policy includes all countries covered by Areas 3, 4, 5 and 6.

Area 7 (Single and Annual Multi-Trip policies)

Worldwide, (inc. USA, Canada and Caribbean) means any country in the world.

A Worldwide, (inc, USA, Canada and the Caribbean) Single or Annual Multi-Trip policy includes all countries covered by Areas 3, 4, 5, 6 and 7.